Home Insurance

Your home is the single largest investment that you will make in your lifetime.

We know you don’t want to spend a lot of time thinking about your home being damaged or destroyed. We ALSO know that if something does happen to your home, you want to have the peace of mind that you have the proper protection and will be able to replace or repair what was damaged as quickly and as smoothly as possible.

The right solution for you

At VIS we pride ourselves on being able to find the most effective solution for every homeowner in the Richmond, Virginia and surrounding areas. For the last 30 years we’ve developed strong partnerships with both national insurance companies and smaller, local ones. You can rest assured you’re receiving the most attractive and affordable home insurance policy options available.

Covering the basics

Home insurance policies are designed to provide the most common coverage you’ll need. This includes:
• The cost of rebuilding or repairing your home
• The cost of replacing personal possessions (up to a specified limit)
• Living expenses for your family while your home is being rebuilt
• Liability coverage if someone is injured on your property

We cover every detail

The last thing you want is to sign up for a Virginia home insurance policy only to find out that you missed something and now don’t qualify to receive your benefits. That’s why we make sure we go through a detailed interview process to learn all about your home, your property, additional structures, potential environmental issues, and valuables you’ll want insured as part of the policy.

Understanding your Virginia Home Insurance Policy

We know home insurance in Virginia can be complicated. For the last 30 years we’ve helped families and homeowners in Richmond and surrounding areas find the best solutions for their situation, both in terms of proper coverage and lowest cost. We’ll ensure you understand the options, and guarantee you’re getting our very best price.

And remember, we are ALWAYS available to answer questions and help in any way you need. Give us a call or better yet, stop by and ask us in person – we’d love to speak with you.